PSA: Dude, Where's My Tax Check?

Q: I filed my tax return early because I knew I would be getting a refund. How can I find out where it is?

A: If you have a computer, go to www.irs.gov and click on "Individuals." Then click on "Where's My Refund?" and you'll be taken to the IRS refund locator where you type in three pieces of information -- your Social Security number, filing status (married filing jointly, married filing separately, single, head of household, qualified widow/widower) and the amount of the refund you expect rounded off to the nearest dollar. You will get information on the status of your refund and what steps you need to take, if any, other than waiting.

If you don't use a computer, you can go through the same process by phone at 800-829-1954.

Refunds typically take six to eight weeks if you made a paper filing... a week less if you asked for direct deposit into your bank account. If you filed electronically, typical turnaround time is three weeks.

From: Nancy Dunnan is a financial adviser and author in New York City. Her latest book is How to Invest $50 - $5,000 (HarperCollins).

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